Hal's Guide to Term Life Insurance Websites:

Here is a tip for using term life insurance web sites:

Premiums, or the prices charged, for policies with the exact same benefits can vary greatly from one insurance company to the other. Oftentimes these premiums are determined at least as much by the financial condition and needs of the insurance company as they are on the risk profile of the customer. So it pays to shop around. Be sure to obtain rates from at least three different term life insurance providers before you make a final decision. Also, if you have any doubts, you can verify that insurance firms you find online are licensed to do business in your state by checking with your state's department of insurance.

Here are links to some of the leading online sources of term life insurance products, including life insurance companies and agents who sell policies from a variety of firms:

AIG
Ameritas Life Insurance Company
QuickQuote.com
Banner Life
BudgetLife.com
Cincinnati Life Insurance Company
eFinancial.com
Fidelity and Guaranty Life
First Colony Life Insurance Company
Gerber Life
Genworth Life Insurance
Midland National Life Insurance Company
North American Company for Life and Health Insurance
Ohio National Financial Services
Security Mutual of New York
State Farm
Prudential Financial
Protective Life Insurance Company
ReliaStar Life Insurance Company
John Hancock
West Coast Life Insurance Company
New York Life
Metropolitan Life
Intelliquote.com
Term4Sale.com

In addition, the A.M Best Company provides free online ratings of insurance companies, which you should check before you buy any policy.